Each January brings a new wave of high healthcare costs as deductibles reset, premiums increase, and formularies change. That means many people are stuck paying more out-of-pocket. In fact, it’s estimated that it now takes the average American almost half a year to satisfy their deductible so they can shoulder less of the financial burden. As you plan for the new year, make a resolution to take control of your healthcare costs without having to sacrifice the quality of care. Cindy George, is the Personal Finance Editor for GoodRx and has tips to help you reduce your healthcare costs.